63 Days

The number of days left until I'm done with my debt consolidation program. I've decided to make a large payment this week to get me out sooner, rather then slowly pay it out over the next 6 months. I wish I could say that I would be completely out of debt, but not quite. I still have 6K on a card that my debt consolidation could do nothing for me (meaning, they couldn't lower the APR or any other benefit). I will also still have 4K on my checking plus with citibank- I didn't include that in my last post about my debt. So I'm still looking at being 10K in debt. The average American household has a mean cc debt of 5K , so I'm not that fall off.

Even with that in mind its still a very nice feeling to know that on Sept 14Th, the 388 that would normally go to my consolidation company will be all mine to do what I please with. I'm going to give myself 4 months (the number of years I was on the program) to spend the money that I would have put to my consolidation company each month on whatever I want as a reward to myself. I'm also going to FINAL start saving for our wedding day! wooohooo!!! After those three months I will put the money towards my other debt minus the savings money. This means however, I'm very poor at the moment. So in order to countner that, I've deceide to start counting the days and created a list of what I would like to spend the money on come sept 14th.

So far I have

• vishes dog bed
• flatwear set
• wardrobe
• curtains

Any other good ideas?